Money Mocha #5: How to answer the BIG money questions.

written by Bari Tessler October 24, 2018
Big money questions

Money questions come in all sizes.

Some money questions are small enough, they’re relatively easy to answer.

How much interest am I paying on that credit card? Am I up-to-date on my taxes?

Of course, we have to muster the courage to ask these questions, and this can be an emotional journey, too. But the actual finding-of-information is relatively manageable.

Then there are medium-ish money questions that take a little more time, reflection, or support to answer. Should I cosign that loan for my brother? Is it time to gently raise my rates?

But some money questions are too huge for Google.

These are the big, deep, multi-faceted questions that can stop us in our tracks. For weeks, months, or even years. The ones that seem to land us between rocks and hard places — and can even feel impossible to answer.

Is it time to buy a house? How do I pay for my health crisis when it also decreases my ability to work? How do I structure my business so I earn enough money to have the life I want, doing the work I love, AND have time to enjoy my life?

These big money riddles are actually beautiful news.

Oh, I know they can feel frustrating and impossible! None of our old strategies or ways of thinking work on them. Often, they take us to the heart of our resistance or growing edges.

But when we learn how to work with these money questions, they invite us into new ways of being and living. They urge us to tap our deeper wisdom … and stretch into new versions of ourselves.

I call these big questions “money koans.”

In Zen Buddhism, a “koan” is a paradox or question — like “what is the sound of one hand clapping?”

These questions can seem impossible to answer, because they don’t make any sense to the rational mind. That’s why, when Zen students meditate on them (for months or even years), these koans lead the practitioner into a deeper, vaster place within themselves, beyond their ordinary, rational mind.

I love this idea of a riddle that is so hard, you can’t solve it from the state of mind you’re currently in. But when you sit with it long enough, patiently enough … it transforms you into the answer.

I believe we face “koans” (to use the term loosely) in many areas of our lives. And I’ve found it particularly helpful to reframe big, tough money questions as koans.

I’ve worked with my own money koans for years — and have supported countless Art of Money students and community members through theirs.

In the following keynote speech, you’ll hear me share:

  • 4 “money koans” from my own life and what they taught me
  • The 3 elegant steps I recommend for solving your own Big Money Riddles
  • The exact set of questions I used when my child was born (big money koan!!) and how it revolutionized my business model
  • How I bring my body into my money koans.

The video for this stirring keynote (from the Gaia Women Lead Conference) has been seen and over 11,000 times to date (which is so humbling and wonderful!) I hope you’ll love it.



What do you do when you find yourself in the middle of a big money riddle? It could be anything from not getting a raise in a couple of years. It could be that you realize you’re in a big cash flow debt as a creative entrepreneur. It could be that you just found out that you’re being audited by the IRS. It could be that you’re trying to determine if you should sell your home so that you can downsize your lifestyle and expenses. It could be that you have a big dream that you’ve yet to figure out how to fund.

What do you do when you find yourself in the middle of a big money riddle, or what I like to refer to these days as a money koan. If you’re not familiar with the word “koan,” it comes from the Zen Buddhist tradition. It’s a paradox to be meditated upon, whereas the Zen practitioner sits in the riddle, sits in the question long enough that they eventually abandon reason and step into a moment of sudden intuitive enlightenment.

I’m not referring to the word koan in the traditional Zen Buddhist sense, but I’m using it as a metaphor for our money work. When we sit in a riddle, a koan, a question long enough, we will eventually solve it and step into a moment of sudden financial intuitive enlightenment.

I’ve been a financial therapist for over 17 years now. A decade before that, I trained as a therapist – a body centered somatic therapist. I worked in a health field and in hospice. I started teaching my Art of Money methodology – which I used to call Conscious Bookkeeping – 17 years ago in really small groups of 10 people over and over and over and over. Then I eventually moved to 20-person groups and then 50-person groups and now I teach a few hundred people each year.

I used to teach my methodology over a six-week period – even sometimes weekend workshops – over nine-weeks, three-months, six-months and now I teach it in [inaudible 0:02:30.5].

Money koan is a term that I started using in the Art of Money Community in the last few years. When I would see someone in a really tough spot around money, I would say, “Oh, you’re in the middle of a money koan. We all have money riddles. Money conundrums. Money mysteries. Tension places in our relationship to money that we have just yet to solve, or we’ve yet to find the key to unlock the treasure. I think that on some level, we all feel that we’re just going to be done with this money thing and it’s all going to be figured out. We’re not going to have any money issues. But our relationship to money is really an ongoing lifelong journey that we’re fine-tuning and updating all the time. Even with all of the planning in the world, there’s still going to be life curveballs and life challenges, money challenges, money curveballs.

I think what happens with a lot of us when we find ourselves in the middle of a money riddle, a money koan, we freak out or me step in to fight, flight or freeze. I’m here today to give you all some tools on how to work through your money koan, your money koans or the one that you’re going through right now. I ultimately believe that we can find new solutions and new possibilities and new ways of working with money. Even when stress feels incredibly high.

In my own life, I’ve definitely had my freak-out moments, my stuck moments, my cry moments where I just can’t find the answer. Until I suddenly do. I’m incredibly grateful when I’ve broken through and found an answer. On some level, it feels like magic. But for me, it’s really hard work, intention, perseverance, some prayer and magic all come together and the money koan is solved.

Here I was, 21 years ago. I’m 28 years old. If you do the math, I’m eight months within view of 50 years old. Yes, I’m in the middle of peri-menopause, but that’s another talk completely.

Coming back to 28-year-old me. I was working in the mental health field as a counselor and a social worker. I had finished my masters in psychology and I was feeling so incredibly stuck. I was making $11 an hour. Working full-time, 40 hours a week and making $11 an hour. I started to notice it in a few different places. One, I would go to those pot-luck dinners and I wanted to bring a basket full of really good dark chocolate. I couldn’t do that on $11 an hour. Working day in and day out, 40 hours a week, I was giving so much. I loved my work, but I was starting to think a massage would be nice, a little bit of self-care, maybe acupuncture. I couldn’t do any of that on $11 an hour.

Then, one day, the director sat us down in a little circle – I think it was United Way. A representative from United Way came and sat down and asked if we would all contribute some of our salary to donate to their organization. I stood up – my 28-year-old self – and said, “Absolutely not. I would love to give, but we’re making $11 an hour. This is my giving. My giving is here.” That was the third piece that allowed me to see that I’m in a money ceiling. I’m stuck. Really, really stuck.

My first thought was, “I’ll just go to the director and ask for a raise.” That’s what people do. My training as a therapist, we weren’t taught to strive. We weren’t supposed to be striving for money. We weren’t supposed to want money. We’re supposed to just do our good work and then somehow we would be compensated. It took me until a year later, when that school loan finally came due, and I freaked out and realized that we never talked about money in my graduate program training to be a therapist. We didn’t know how to start our own businesses, do the bookkeeping, work with couples. It was amazing that this was completely left out.

Back to this moment. I go to my director and I say, “It’s been a year. Can I get a raise?” I also wasn’t trained on how to negotiate. I was like, “Can I get a raise?” He said, “Well, let me get back to you. We’ll do a review on you.” He came back a week later and he said, “Nope. Sorry. You don’t have enough points.” I had just gotten my master’s degree and I was like, “What does this even mean?”

From there, I felt furious. In that moment, I was going to take on this system – the social work system, the mental health system – and I was going to get us all paid well. I was going to take on this field and somehow let culture and society know how valuable this work was. I really thought about that, but quickly realized that’s not my path. I don’t think that’s the right path, but I’m going to find another road here. I thought for a moment that I would be an advocate, I’d be an activist. I’ll do this. Then I thought, “No, I need to find another pathway here that’s more in alignment with my skillset.”

I just started putting the question out there. What are my other options? How can I break through this money ceiling? The only options I saw were to get another job in the mental health field or start a private practice. I felt too young to be starting a private practice. I was 28 years old. I put the question out, “How can I break through this money ceiling of $11 an hour.”

Within a few weeks, the director comes back to me and he says, “Out of your 40 hours, what if you did five of those hours where you learned how to do the bookkeeping for this program?” I wish I could see what my face looked like in that moment. A week before, maybe even that day, my bank statement had come in the mail and I threw it out. I wasn’t good at math as a little girl, so I somehow equated that if I’m not good at math, I’m not good at money. If I’m not good at math, I can’t learn bookkeeping.

I sat there – whether I had a poker face or my jaw was open – and I just had the voice of, “Say yes. Just say yes. You’ve been asking.” This is not the road to making more than $11 an hour, but maybe it is. Who knows? I said, yes and I went to that back room and I learned Quicken and Excel and it blew my mind. I loved it. Loved it. It was like the other side of my brain opened up and it was like, “You can do this. It’s all organized.” I loved it.

From there I got another idea to just look in the newspaper. I have a masters in psychology. I’m supposed to continue on this path. Is there anything beyond $11 an hour? I saw this little job in an organic bakery called Buddhi’s Bakery – you might know their bread. They had an accounts receivable job that paid $13 an hour. I took it. I applied, I interviewed and I got it. They bumped me up to $15 pretty quickly. That was huge.

I thought I’d be there a few months and I was there two years. Within that time, I also met a contractor at a party. He said, “Oh, you’re a bookkeeper.” I’m not, “No, I do this little accounts receivable thing and accounting.” He said, “Oh, you’re a bookkeeper. I want you to my books. I’m going to teach you QuickBooks. I’m going to start you out at $20 an hour and then bump you to $25 once you’ve learned the books in a few months.”

It felt so good, these little, small incremental movements. Moving beyond this money ceiling was huge. It was huge.

What wound up happening during that time was I listened and followed the chocolate crumbs that led me to, “Where am I stuck? I’m stuck and my money riddle here is a money ceiling. I don’t know how to get beyond $11 an hour.” I started asking questions and I just started following them, following the leads, even though it seemed like odd detours at the time. But it eventually set me on the path to a new livelihood.

Actually, after a few years, I started doing bookkeeping. That was kind of my interim before I became a financial therapist. People would just throw their books at me. They had no idea I had a masters in psychology. It was therapists, it was artists, it was coaches and they really couldn’t care less about my background, they just didn’t want to do their books or look at their numbers. They just threw their books at me. I did bookkeeping for a few years and I learned more about people by doing their books. I think if I had done therapy with them in that time…

The next big money koan. I am 38 years old. What’s happening in that year is I had grown my financial therapy work for six years. I had a business partner and I had a whole team of bookkeeping trainers and financial coaches under our umbrella of Conscious Bookkeeping. We were doing well. We were growing. We had been growing for that whole time. We planned on continuing to grow.

What also happened in that 38th year is a woke up and, after 38 years of being clear, “I’m not going to have children. It’s not my path. It’s not my thing. I have other things to do.” I woke up in my 38th year and that was my only next step. It surprised the hell out of me. But, I’m okay with changing my mind. I had been with my husband for seven years and, literally, on our second date, “Kids, kids, no kids, no kids. Let’s sign on the invisible line, no kids.” That happened on our second date.

Here we are, six, seven years into our marriage and I get clear that my next step is to have a child. That year, I started talking seeds around him. More seeds around him. He’s not picking them up. I drop more seeds. I think I was more calm.

By the end of the year – I was living in California at the time. I was literally in my garden and he came out the front door and I was like, “It’s time. The train is leaving the station and I want you to get on board with me. I’m not looking for anyone else. I want you to get on board this train with me. It’s happening. This is happening.” He said, “Okay, we’ll do therapy.”

We wound up doing six weeks of therapy where I sat there quietly. When I want something, I’m usually not quiet. My husband calls me a freight train. I prefer Jaguar. I just pounce. I know what I want. But I sat there quietly because I felt, I hoped, I was feeling a knowing of what was going to be, what was going to happen. He sat in that therapy work, doing work around his own father – that he’s not his own father, he’s a different type of man and would be a different type of dad, that a child could have a different [inaudible 0:14:16.6].

At the end of that six weeks, he came to a yes. I was already a yes. We ended that therapy session and walked out of the building. It was big building. We were still in the building and all of a sudden the whole building started shaking. There was an earthquake. It was a mild earthquake but it was an earthquake. We looked at each other like, ‘Oh, okay, that’s cool.” We went home and we intentionally conceived our son, Noah.

Now, with any story, there’s hopefully going to be beautiful moments and easeful moments and challenging moments and painful moments. We got the conception on the first try. Pregnancy, after throwing up, pretty good. I got to 42 weeks. I was big and happy and still sleeping on my back. The next day, I was going to have to show up at the hospital. In Colorado, the laws are that you can have a home birth. I really, really, really wanted a home birth in water. Doesn’t that sound lovely? I was going to have to show up the next day.

The midwife said, “It’s time for castor oil and vodka shots.” I was like, “Okay.” I did the castor oil and vodka shots. I did the first shot and an hour later did the second shot. Labor began and it was intense, fast and furious for 11 hours. I could not get into my body. I know how to get into my body. I grew up dancing. I’m a somatic therapist. I was in the shower for hours and hours and hours. Finally, I walk into the living room – first, I put on my orange dress that I wore for months – I looked at husband, I looked at midwife and I said, “We’re going to the fucking hospital.” I remember every minute of that drive to the hospital. We get there and within a half an hour, I was hemorrhaging really, really, really bad.

The next thing you know, there’s doctors and nurses coming into the room – so I’m told. Soon after that, the doctor came in and she talked to me about a c-section. On some level, I felt I was being given a choice. It clearly wasn’t, but it felt that way to me. I said yes and then I calmed down. I even talked to my mom for a few minutes, Forrest’s mom – my husband’s mom. We went into surgery calmly. My son was then calm and we delivered a very healthy little boy named Noah.

I’m now on the other side of my labor and my birth. I was planning business as usual. My business partner, my team of bookkeeping trainers and financial coaches, we were just going to continue as we were. Then, all of a sudden, I was like, “Oh, my God. Money koan.” I’m in the middle of a money koan. This time, there wasn’t flight, fight or freeze happening. I was so blissed out on the hormones because the experience was so intense, that I think I was just blissed out. I’m almost 40 years old. This is incredible.

I had to start asking the questions. How can I continue doing my work while I recover? I had to recover for a long time after that experience? How many hours of work can I do? I used to work 40, 50, 60 hours because I loved it and I had tons of energy. I was in my 30s. Also, what can I do that I love the most that’s the most lucrative?

That little set of questions – how can I continue to do my work while I’m recovering, crazily sleep deprived, need to stay at home, how many hours can I work and what do I love to do the most that’s also the most lucrative? Those set of questions led to me sitting with it for a little bit and I decided to let go of my whole team. It totally went against the grain. It went against what many, many, many other women were doing at that time. I saw so many women having babies and just continuing on with their work or having a little break. But I had to listen to what was right for me and I was in a big recovery.

I wound up putting my work all online, deciding I can work 10 hours a week and I could lead my groups of 50 people – hopefully – a few times a year totally sleep deprived, while recovering, crazy hair bun on my head, no one can see me. That’s what I did for that time.

What’s really interesting is as I’m in bed recovering, four months in I get a call. I get a call from Amanda Steinberg and she had just delivered her second baby from the hospital. She was in the hospital room and I’m in bed recovering with my baby and she’s like, “Do you want to join Daily Worth with me and be one of the writers?” I was sitting there…. “No. Oh, my God. You’re amazing. You go girl. I’m just going to come back to my little recovery.” I think that was one of our very first interactions was you calling me from the hospital.”

I wound up recovering for two years. I went from 10 hours to 15 hours and building it up again. The biggest lesson in there was I chose to simplify. As entrepreneurs, it’s always about expansion. We’re supposed to earn more, save more and give more every single year. Hopefully we have a lot of those years and really good years like that. But every year is not like that – at least in my world.

After expanding for six years – almost seven – choosing to simplify, heal, recover and making my family and my health priorities, how I set up my business model was essential during that time and in solving that particular money riddle and money koan.

A few years later, I was sleeping. My son didn’t sleep until three years old, but now he sleeps like me. He’s three, three and a half years old. I’m feeling the urge to expand again. I can feel it. What was happening in this particular year was that I would open up my program, register people to get in and it felt like we were pulling teeth to get 40-50 people into the program. I would finish with my launch and registration and my husband was starting his new business and launch his Tech Genius program.

The first time he opened it up, he got more people than me and I was like, “Grrr.” We have fun competitions with each other. It’s very loving. But I went into my launch again and was like, “This year is feeling intense. It’s feeling like a push. It’s feeling like I’m pulling teeth just to get 40-50 people in.” At the time, I was doing a three-month group coaching program with this home study that I created when Noah was two. Something was not working.

Then we went into the next launch of my husband’s and we thought since his first one was so good, his second one would be like 1.5 times. We opened it up and pretty quickly we realized that someone was going on. We opened up the program in the middle of elections. This was seven years ago. We were so happy with the results, so happy that Obama was our president again, but no one was paying attention to online programs. We wound up doing about two-thirds.

All of a sudden, the plane is starting to come down. It was a year where we were feeling expansion. Rent was going up – we were still renting at this time in Boulder, Colorado. My son was in school. Family expenses were increasing and it was time for us to go to the next level. Here we were and it was one of those money koan again. We’re in the middle of a money koan. This feels scary. We were both doing flight and freeze on this one.

My idea was to go stay with his parents in St. Louis for the year. He thought that was the most awful idea ever. He was like, “That’s not even an option.” We were about to go there for the holidays to celebrate Hanukah and Christmas and we decided that instead of just going for a week, we’d go for a month to regroup, to lower expenses for that month, to brainstorm and to start asking new questions on how we expand and what we do. We’re going down and either we need to go live in St. Louis for a year before we can save enough or get to the next level. Something really needs to shift here.

We go to St. Louis. Normally when I’m asking questions and I’m in the middle of a money koan or money riddle, I ask questions. The way I usually do it is I hike on my trail in Boulder, Colorado. I’ve been hiking these same trails on and off for 25 years. A lot of my pictures on Instagram are my trails that I hike. But we were in St. Louis, so I could not hike on my trails. It was freezing cold. I couldn’t even go for a walk outside.

I would put my son to sleep at night in the little tent bed with all the stuffies that they had made for him. There’s a single bed next to it. I would lay down on the bed, close my eyes and just start to ask my questions. What needs to be different here about my program? How can this feel more like an opening rather than a launch? How can I shift the energy? Is that even possible to shift the energy to more a feminine experience/masculine? What does this even mean? I started going through the list of questions.

I also started looking at the program. I was like, “I keep teaching in three months. It’s not working. What if I made it a year long program?” I was like, “You know what? I’m about to turn 44. I feel very mature.” I had matured. I also felt the community had matured. After a decade, things were happening. I also thought, “What if I reduce the price point?” Again, it totally goes against the coaching/therapy world. You’re always supposed to be raising your prices. But I wanted to be as generous as possible with my content and I was looking for a way to integrate time, energy, money, health, family and resources.

I started asking all of these questions, lying in bed in St. Louis during that month. Finally, the answers started coming. Me and my husband and my virtual assistant, we quickly put together this year long program with all of these guest teachers that I had been creating relationships with for many, many years. I could interview them. I already had the content. It would be a significantly lower price point. It would be $88 a month instead of $700 for three months. They would get everything. They would get all the content I had.

I opened it up on January 3, 2013 as I stepped into my 44th year. After pulling teeth to get 40-50 people into it, we got 320 people in that program over the next few weeks.

That money koan was a huge riddle. It felt like we’re about to take a nose dive, but I could feel that there was an expansion happening. How do I do it? How do I shift the energy? How do I make this offer way more generous than ever? How do lower the price point so it works for more people? How can I serve more people? On and on and on and on. We wound up leaving St. Louis, coming back to Boulder and now we’ve been expanding for years.

In all of these three stories, there have been three points of how to work with a money koan that I want to point out. Number one: name, acknowledge and admit that it’s happening, that you’re in one. That is huge. Just naming it, acknowledging and admitting that you’re in one is as though you’re seeing it. You can put it next to you a little bit. Offer tea, offer chocolate. The witness comes. The observer comes. It’s huge when we can catch ourselves in it.

Part of that is also what are the feelings? What’s that terrain? Is it fight? Is it flight? Is it freeze that’s coming up in the middle of it? Not just naming them, but start to fee it. Start to sit in that terrain and those feelings. What are the nuances of that? Are you really scared? Are you overwhelmed? Are you feeling really sad? Are you feeling really pissed off and angry?

That’s number one. Name it, acknowledge it and admit it. What are the feelings? Sit in them for a while and work with them. It’s also as though they’re sitting side by side, so you’re not fully overwhelmed and consumed by it.

Number two: start to ask new questions. Creative questions. Questions you’ve never asked before that may seem silly or ridiculous. It doesn’t matter. Just ask new questions and take these questions with you with you go on your hikes on your trails or when you go to your meditation cushion or your yoga mat or you go to take a bath or shower. I get a lot of answers in the bath and shower. Ask new questions, sit in these questions and live these questions.

Number three: we don’t know how long a money koan is going to take before it’s solved, before we find the new solution, the new possibility. Some take a few days. Those are nice ones. Some take weeks. Some take months and some take a few years.

Three is about trust – staying in the trust – while you’re living the questions, while you’re asking the questions, while you don’t have an answer yet. The intention and perseverance that you will solve this, even if you can’t imagine it right now. You will eventually find a new solution. Please add in prayer, if that helps. That’s number three. It’s a combination of trust, intention, perseverance and some prayer.

Even I forget that I’m not done with money koans. As I was preparing for this talk a few months ago, and as I had to decide what the topic was going to be, I was at the end of my Art of Money 2018 registration. Our goal for a few years had been to reach or exceed 500 people. It was clear that we were going to reach and exceed 500 people. As I was seeing that – and was so excited that we did – I picked my son up from school, I took him home, we stopped at our mailbox – which is a block from our house – I opened up the mailbox and start looking through the mail and there was an envelope from the IRS. I open it up and the IRS tells me that they are going to be auditing us for years 2015 and 2016 for personal finances, for business, our LLC and our C Corp.

In that moment, I suddenly have a flash of a real acute audit that I had 16 years ago. It was very cute. It was one of the first years I was in business and it was the year I switched from doing bookkeeping and let go of all of my clients to doing my group programs of 10 people. I made $50,000 that year. I was so excited. I was audited for that year. I showed up at the auditor’s office in Santa Rosa, California with my cute little receipts and my little file of things. Everything was organized perfectly. It was a two- or three-hour meeting. I left that meeting and didn’t owe a penny more. That was a really cute audit.

This did not feel like a cute audit. I was having huge feelings. I was feeling invaded. I was feeling pissed. I was feeling scared. I was fight, flight, freeze. All happening in one moment. I took the envelope, tucked it in my purse and drove the block to our garage, opened it up, came inside and said, “Honey, we’re being audited.” He’s like, “Okay, everything is going to be okay.” I was like, “Oh, really?”

What wound up happening the next week or two was that I noticed my sleep was being interrupted. As I said earlier, I’m a professional sleeper. I’m a very good sleeper, but I was having trouble sleeping. I was waking up in the middle of the night. I was incredibly anxious. It took me until about a week and half – maybe two weeks – in the middle of one of my workdays from home, I declared that I was going to take a bath. I get in the really hot bath water and within a few minutes, all of a sudden I was like, “No way. I’m in the middle of a money koan. I’m about to give this talk in a few months about money koans, I thought I was done with them. Of course, I’m in the middle of a money koan right now.”

Just naming it was incredibly relieving. I could put it to the side. Then, from there, it was, “What are the feelings?” As I’ve already mentioned, I was feeling invaded. I don’t like that they’re sending me letters in my mailbox. I don’t like that they’re going after all of our businesses. I felt scared. I felt angry. What did it remind me of? Oh, it reminded me of an audit that my parents had that was very challenging. Okay, what other new questions can I start to ask? Do I have really good support? Yes, we have a great accountant, who is also a tax attorney and used to work for the IRS. What are they really looking for? They want to know if we understated income. No. Overstated expenses? Maybe some of those dinners I had with my husband, but we were business partners in 2015 and 2016. Also, we bought a home, our very first home. Also, I was on a book tour for the Art of Money.”

How ironic that I’m being audited for the years that I was on my book tour called The Art of Money. I went through naming it, acknowledging it and admitting it. Number two, sitting with the feelings – in the water. Feeling them, letting them go and then starting to ask a new series of questions.

When I was done with that, I got out of the tube, I put on a towel and while I wasn’t done – the money koan wasn’t solved – we just finished our third round of documentation and we had had every little piece and, my God, was it time consuming. It still pisses me off. I’m working with all of that. I did realize, “While this is not solved yet, I trust and know that with time it will be solved.”

Money koan is a simple little metaphor that I’m inviting you all to try on for size. If you are realizing that you are in the middle of your own money koan right now, or just finished one, please add doses of gentleness and love and compassion and start to notice what the feelings are. It could be as simple as if you’re in fight, flight, or freeze right now around this. What have you been doing? What are the emotions that you’ve been sitting on? Not sleeping on? Frustrated on? Scared on? Angry about?

Then I invite you to come up with one question – one new question – that you can start sitting in over the next few days. Just sit with yourself in the bathtub or on a walk by the ocean or bring to one of the other women here. While it may feel as though this is a brick wall, eventually if you sit with your money koan long enough, you will eventually see that it’s a door and that the door has a handle and that you can open the door and you will solve your money koan and step into a moment of sudden financial intuitive enlightenment.

It’s never too late to learn how to solve your money koans. (And you don’t have to do it alone, friend.)

It’s no wonder these big money riddles are so hard to solve. Most of us simply never go the money education we deserved, at age-appropriate increments, from grade school on up.

And we certainly weren’t taught how to navigate our emotions around money — and work with how money touches our sense of value and worth, our ability to communicate and connect, our sense of identity, our embodiment and meaning-making and on and on and on …!

That’s why I’m pleased as punch to share my flagship program with you …

Art of Money 2019

Join me for a life-changing year of deep money transformation.

We’ll be accompanied by my heart-plucked team of amazing TA’s. A host of Guest Teachers. And a global community that gets better and more supportive, every year.

We kick off our journey in January, but if you join now during this short earlybird window, you can start tasting the money peace and joy now, with oodles of goodies: workbooks, guides, and a LIVE Kickstarter call with me on October 28th.

Our live Kickstarter call is this Sunday, so this earlybird window’s about to close.

Want in? I’d be honored to welcome you. Click, click.

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