written by Bari Tessler January 21, 2018

The Art of Money is a non-refundable investment in your relationship with money. It’s an invitation to listen, learn, connect, explore, and transform. It’s a year-long experience that can be paid monthly or in full — but it is NOT a monthly membership program that you can cancel and opt-out of at any time.

My team and I thought long and hard about whether or not to offer a “30-day money-back guarantee” or some other sort of refund/opt-out policy. Ultimately, we decided it didn’t feel right to us to offer one. We asked ourselves a lot of questions about this and finally recognized it as an opportunity to provide a conscious money teaching — right here in your decision-making process, before even clicking “buy.”

Here are our reasons for not offering refunds or an option to opt-out of The Art of Money once you’ve joined:

Reason #1: Signing up for AOM is your chance to make a clear, confident money decision.
A big part of conscious money work is empowering you to engage every money decision mindfully, lovingly, truthfully, and directly. By not offering refunds or allowing folks to opt-out of this program, we asked you to make the truest decision for you, right when you decided to join the program.

Reason #2: We’ve given you everything you needed to make an informed decision.
That’s why the Art of Money program page and this FAQ page are so thorough. We also give you samples of the learning experience from inside the program, a Golden Nuggets series to get a great overview of my approach to money work, as well as free content series like Money Mochas and Money Memoirs. It’s important to us to help you make an empowered, informed decision.

Reason #3: The transformation we’re offering can only be measured by you.
If you engage with the entirety of this program — all the coaching calls, exercises, community support, and resources — if you do the deep inner work and implement the practical steps we recommend — we’re confident you’ll experience profound shifts, in your money relationship and beyond.

Yet what these look like will be different for each participant. We offer a helpful framework — but the responsibility for what you get out of it belongs to you, and you alone. Some folks choose to do every single exercise — others may pick and choose from what we offer and still benefit tremendously.

Some members already have clarity around their numbers, but need help being more gentle and forgiving around money. Others might already overflow with financial compassion, yet need help with a nuts ‘n bolts money practice. You might need help recovering from debt — or you may have an overabundance of money that feels equally overwhelming. The shifts you experience are unique to your financial history, situation, and goals.

Reason #4: When you’re all in, you’re all in.
This experience will most likely challenge you. Holy moly, will it stir up resistance — and sometimes that looks like falling behind in the program, getting triggered by lessons or teachers, or even wanting to throw the towel in completely.
It will flow through phases of excitement and grief, clarity and difficulty. Often the biggest breakthroughs come just after the greatest resistance.

By denying you an escape route when things get tough, we hope to encourage you to work through your tough spots — whether they come in Month 1 or Month 12. We’re inviting you to be an active co-creator in this experience, to trust the process, and commit to it.

Reason #5: Life happens … but devotion is powerful.
Lots of life happens in a year — including the year you spend within the Art of Money.
Things will come up, over these 12 months. Inside the program and outside of it. You might face births, deaths, job shifts, moves, sticky family situations, health issues, life-changing parties, ups and downs and twists and turns.

But this happens every year. And no matter what’s happening, money is still there. Money still needs to be faced.
You may find yourself in such a time crunch this year, you need to take a few weeks or even a few months away from the program. This happens. But you’ll still have access to the program when you’re ready to return to it.

Or, you might find yourself in the thick of a tough time and be comforted and reassured and uplifted by the community and resources and guidance you have access to within The Art of Money. This happens a lot, too! Especially because so many of our big life challenges contain big money challenges.

It’s up to you — and only you — to commit to this deep work, not only when it’s convenient, but especially when things get tough. Because devotion is beautiful. And it’s all and only yours to claim. But speaking of all that …

Reason #6: You get access to the program for the life of the program, which will be many, many years into the future from now.

Every recording and resource we offer is yours, for the life of the program. So even if you hit resistance in the moment, or if “life happens” during this year, you may reconnect with these teachings in a few months and suddenly glean all their value.