Policies

Below you can access the following:

  • Return Policy
  • Shipping Policy
  • Privacy Policy
  • Conditions of Use

If you have any questions, please contact us!

RETURN POLICY

The Art of Money is a non-refundable investment in your relationship with money.  It’s an invitation to listen, learn, connect, explore, and transform.

My team and I thought long and hard about whether or not to offer a “30-day money-back guarantee” or some other sort of refund policy.  It didn’t feel right to us to offer one, but in the online learning world, it’s all but expected.  We asked ourselves a lot of questions about this and finally recognized it as an opportunity to provide a conscious money teaching — right here in your decision-making process.

Here are our reasons for not offering refunds for The Art of Money:

Reason #1: This is your chance to make a clear, confident money decision. A big part of conscious money work is empowering you to engage every money decision mindfully, lovingly, truthfully, and directly.  By not offering a refund for this program, we’re asking you to make the truest decision for you, right now.  So check in with yourself.  Take a breath.  Look at your numbers.  Reflect on your intentions.  Consider the value.  Ask yourself:  yes or no?

Reason #2: Everything you need to make an informed decision is right here.  Browse the archives on this site and see if my approach to money feels good to you.  Does it make sense?  Does it align with your way of being in the world — or do you want it to?  Do you want more of it?  Do the guest teachers for the program intrigue and excite you?  Does the format feel like something you’d love?  We’ve given you all the details to empower you.

Reason #3:  The transformation we’re offering can only be measured by you. If you engage with the entirety of this program — all the coaching calls, exercises, community support, and resources — if you do the deep inner work and implement the practical steps we recommend — we’re confident you’ll experience profound shifts, in your money relationship and beyond.  Yet what these look like will be different for each participant.  Some of you already have clarity around your numbers, but need help being more gentle and forgiving around money.  Others of you might already overflow with financial compassion, yet need help with a nuts ‘n bolts money practice.  You might need help recovering from debt — or you may have an overabundance of money that feels equally overwhelming.  The shifts you experience are unique to your financial history, situation, and goals.

Reason #4:  When you’re all in, you’re all in. This experience will most likely challenge you.  It will stir up resistance.  It will flow through phases of excitement and grief, clarity and difficulty.  Often the biggest breakthroughs come just after the greatest resistance.  By denying you an escape route when things get tough, we hope to encourage you to work through your tough spots — whether they come in Month #1 or Month #11.  We’re inviting you to be an active co-creator in this experience, to trust the process, and commit yourself to it, for better or worse.

We want to welcome you to this community of kindred money adventurers — and we know the warmest welcomes come when you show up fully, right from day one, knowing this is where you want to be (even if it feels vulnerable/scary/big).

SHIPPING POLICY

Because we only currently sell digital information products that are delivered via our website, we do not physically ship anything to our customers and therefore, do not have a shipping policy for physical products.

Delivery of our digital information products is immediate, after a successful purchase has been made.

PRIVACY POLICY

The Art of Money/Bari Tessler Linden Statement of Privacy

The Art of Money/Bari Tessler Linden is committed to protecting your privacy. This Statement of Privacy applies to The Art of Money/Bari Tessler Linden Web site and governs data collection and usage at all The Art of Money/Bari Tessler Linden sites and services; it does not apply to other online or offline sites, products or services. Please read the The Art of Money/Bari Tessler Linden Statement of Privacy. The Art of Money/Bari Tessler Linden is a general audience web site, intended for users of all ages. Personal information of all users is collected, used and disclosed as described in this Statement of Privacy.

Collection of your Personal Information

As an E-commerce Web site, The Art of Money/Bari Tessler Linden collects personal information, such as your e-mail address, name, home or work address or telephone number. Information collected by The Art of Money/Bari Tessler Linden is used solely for the purpose of billing and shipping your online purchases. The Art of Money/Bari Tessler Linden does not collect any information about your computer hardware and software.

The Art of Money/Bari Tessler Linden encourages you to review the privacy statements of Web sites you choose to link to from The Art of Money/Bari Tessler Linden so that you can understand how those Web sites collect, use and share your information. We are not responsible for the privacy statements or other content on Web sites outside of the The Art of Money/Bari Tessler Linden Web site.

Use of your Personal Information

The Art of Money/Bari Tessler Linden and its operational service partners collect and use your personal information to process product orders and deliver the products requested. It is possible that The Art of Money/Bari Tessler Linden may also use personal information to inform you of other products or services available from The Art of Money/Bari Tessler Linden and its affiliates. The Art of Money/Bari Tessler Linden may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

The Art of Money/Bari Tessler Linden does not sell, rent or lease its customer lists to third parties. The Art of Money/Bari Tessler Linden may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your personal information (e-mail, name, address, telephone number) is not transferred to the third party.

We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of mailings, providing customer support, processing transactions, or performing statistical analysis of our services. We will only provide those companies the personal information they need to deliver the service. They are required to maintain the confidentiality of your information and are prohibited from using that information for any other purpose.

The Art of Money/Bari Tessler Linden does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

The Art of Money/Bari Tessler Linden may access and/or disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on The Art of Money/Bari Tessler Linden or the site; (b) protect and defend the rights or property of The Art of Money/Bari Tessler Linden, including its Web site; or (c) act under exigent circumstances to protect the personal safety of users of The Art of Money/Bari Tessler Linden or the public.

Personal information collected on this site may be stored and processed in the United States or any other country in which The Art of Money/Bari Tessler Linden or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country. The Art of Money/Bari Tessler Linden abides by the safe harbor framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of data from the European Union.

Control your Personal Information

The Art of Money/Bari Tessler Linden offers its customers choices for the collection, use and sharing of personal information. You may go notify us of your preferences by emailing support@baritessler.com. Please be sure to provide complete account information so we can identify you in our records.

You may also stop the delivery of future promotional e-mail from The Art of Money/Bari Tessler Linden by responding directly to any email you receive with a request to remove you from the mailing list.

Security of your Personal Information

The Art of Money/Bari Tessler Linden is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access that are located in controlled facilities. When we transmit highly confidential information (such as a credit card number) over the Internet, we use a secure payment gateway so your information is protected.

Changes to this Statement

The Art of Money/Bari Tessler Linden will occasionally update this Statement of Privacy to reflect company and customer feedback. If there are material changes to this Statement or in how The Art of Money/Bari Tessler Linden will use your personal information, The Art of Money/Bari Tessler Linden will prominently post such changes prior to implementing the change. The Art of Money/Bari Tessler Linden encourages you to periodically review this Statement to be informed of how The Art of Money/Bari Tessler Linden is protecting your information.

CONDITIONS OF USE

CONDITIONS OF USE

Use of the Bari Tessler Unlimited / Art of Money website (the “Website”) constitutes agreement to our terms of use for all use of the Website, including any content, functionality and services offered on or through the Website. We encourage you to review the following information carefully. By using the Website, you also agree to be bound and abide by our Privacy Policy and Return Policy (the “Policies”), also set forth on this page and incorporated herein by reference. If you do not want to agree to these Conditions of Use and Policies, you must not access or use the Website.

Trademarks
Bari Tessler Unlimited, The Art of Money, Conscious Bookkeeping and other marks indicated on the Website are trademarks owned exclusively by Bari Tessler Unlimited. The use of these trademarks and trade dress is prohibited if used without the consent of the owner, in connection with the sale of any product that is not Bari Tessler Unlimited’ s, in any manner that seeks to disparages or discredit Bari Tessler Unlimited or in any manner that may cause confusion among our customers.

Copyright
All content on this Website is the exclusive property of Bari Tessler Unlimited. Said content includes text, graphics, logos, icons, images, audio and video clips, digital downloads, and software. Our content is protected by United States and international copyright laws and we reserve all rights contained therein. In case of dispute or infringement, we will rigorously defend our rights to this material.

Protecting Your Account
Some portions of this Website permit username and passwords to be used. Your username, password or any other piece of information as part of our security procedures must be treated as confidential, and you must not disclose such information to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your username, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You agree to be responsible for all activities performed under your user account.

We have the right to disable any username, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion if, in our opinion, you have violated any provision of these Conditions of Use.

License and Site Access
The Website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by Bari Tessler Unlimited, its licensors or other providers of such material and are protected by United States and international copyright, trademark, trade secret and other intellectual property or proprietary rights laws.

Bari Tessler Unlimited grants you (the user) a limited license to access and make personal use of this Website. This license does not include the right to download any material (other than routine page caching), modify any material, or any portion thereof, without the express written consent of Bari Tessler Unlimited. This license excludes the download or collection of logos, product descriptions, pricing, text, graphics, audio and video clips, and/or copying account information. This Website or any portion of this Website may not be reproduced, duplicated, copied, sold, visited, or otherwise exploited for any commercial purpose without express written permission of Bari Tessler Unlimited. Any unauthorized use of this Websites voids the limited license granted by Bari Tessler Unlimited.

Content Submitted by Site Users
If you do post content to this Website or otherwise submit material (including, but not limited to, photographs and testimonials), you grant Bari Tessler Unlimited and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. By your submission you represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will defend, indemnify and hold harmless Tessler Unlimited or its affiliates for all claims resulting from content you supply. Bari Tessler Unlimited reserves the right to remove any content at our sole discretion.

Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. You agree to defend, indemnify and hold us harmless from the consequences or costs of any investigation conducted by law enforcement authorities for content you submit.

If you believe that any user contributions violate your copyright, please see our Copyright Policy for instructions on sending us a notice of copyright infringement. It is out policy to terminate the user accounts of repeat infringers. 

Disclaimers of Warranties; Limitations of Liability
This Website and all materials contained therein are provided by Bari Tessler Unlimited on an “as is” and “as available” basis. Bari Tessler Unlimited makes no warranties, either expressed or implied, as to the operation of the Website or the content contained therein, including, but not limited to, warranties of merchantability, non-infringement and fitness for a particular purpose. The foregoing does not affect any warranties which cannot be excluded or limited under applicable law. You expressly agree that your use of the Website and any materials contained therein is at your own risk.
 Bari Tessler Unlimited cannot warrant that this Website, our servers, or email communications affiliated with the use of this Website, are free from viruses. Bari Tessler Unlimited will not be responsible for any damages of any kind, under any legal theory, resulting from use of this Website, the content of this Website, any services or items obtained through the website or any Website linked to it, including but not limited to direct, indirect, incidental, punitive, and consequential damages. The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

Neither Bari Tessler Unlimited, nor any of its affiliates, is performing the services of an “investment adviser” as defined under applicable federal securities or other state laws, nor does any of the content of the Website constitute “investment advice” or the offer or promotion of any securities of any kind under applicable federal securities or other state law. No securities or specific investment of any kind are identified on the Website, and by using this Website, the user agrees that she or he has not been provided any investment advice of any kind, nor has any offer for sale or purchase of any security been made. The Website is not intended to identify or promote any specific investments, and no user shall make any contribution that would constitute the identification or promotion of a specific investment.

This Website includes content provided by third parties, including materials provided by third-party coaches on topics related to the programs set forth in the Website or by other users. All statements and/or opinions expressed in these materials, and all other content, other than the content provided by Bari Tessler Unlimited, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of Bari Tessler Unlimited. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Redemption of Free Product and Coupon Offers
From time to time, Conscious Bookkeeping/Bari Tessler Unlimited offers its clients special offers and discount codes to be used in conjunction with this Website. These offers are frequently disseminated via this Website and through email to those who have registered for our email database. They are sometimes posted on our home page (www.baritessler.com) or announced via other means of communication in conjunction with the promotion of the Bari Tessler Unlimited product collection, including radio and TV broadcasts, internet forums and various online websites.

We encourage our clients to redeem these special offers, but we respectfully ask that you not exploit them. Bari Tessler Unlimited, at its sole discretion, will determine if all purchasing criteria has been met to qualify for stated discount or free product. If you successfully circumvent the software safeguards of this Website in order to receive several free products with your order, then we will (at our sole discretion) remove any extraneous free product from your order or cancel the order in its entirety. You will be informed of any order changes via the phone number or email address listed with your order. Please, play fair…

Registration Refusal and Termination

We may cancel or terminate your right to use the Website or any part of the Website at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Website affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Website, and the disclaimers and limitations of liabilities set forth in these Conditions of Use, shall survive. If we feel you are not a good fit for our programs or offerings, we may respectfully decline your registration. 

 

Indemnification

You agree to defend, indemnify and hold harmless Bari Tessler Unlimited, and its affiliates, licensors and service providers, attorneys, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Conditions of Use or your use of the Website, including, but not limited to, your user contributions, any use of the Website’s content, services and products other than as expressly authorized in these Conditions of Use and the Policies incorporated herein or your use of any information obtained from the Website.

 

Waiver and Severability

No waiver of by Bari Tessler Unlimited of any term or condition set forth in these Conditions of Use or the Policies incorporated herein shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure to assert a right or provision under these Conditions of Use or the Policies incorporated herein shall not constitute a waiver of such right or provision.

 

If any provision of these Conditions of Use or the Policies is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Conditions of Use or the Policies will continue in full force and effect. 

Entire Agreement

The Conditions of Use and the Policies constitute the sole and entire agreement between you and Bari Tessler Unlimited with respect to the Website and use of the materials therein, and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website and use of the materials therein. 

Applicable Law; Venue
By visiting the Website, you agree that the laws of the state of Colorado, without regard to principles of conflict of laws, will govern these Conditions of Use, the Policies and any dispute of any sort that might arise between you and Bari Tessler Unlimited. Any judicial proceeding arising over the use of the Website or any of the materials contained therein shall be brought in the appropriate state court located in Boulder County, Colorado or, if in federal court, in Denver, Colorado.

Copyright Policy

If you believe any materials accessible on or from the Website infringe your copyright, you may request removal of those materials by submitting written notification to our Copyright Agent designated below. In accordance with the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act (“DMCA”) (17 U.S.C. § 512), the written notice must include substantially the following: (1) identification of the copyrighted work(s) you believe to have been infringed; (2) sufficiently precise identification of the material you believe to be infringing; (3) your contact information (including your name, postal address, telephone number and, if available, e-mail address); (4) a statement that the information in the notice is accurate; (5) a statement that you have a good faith belief that use of the copyrighted material is not authorized by the copyright owner, its agent or the law; (6) a statement, under penalty of perjury, that you are authorized to act on behalf of the copyright owner; and (7) your physical or electronic signature.

Our designated Copyright Agent to receive DMCA notices is:

Law Offices of Jeffrey T. Petersen

225 W. Wacker Dr., Suite 1515

Chicago, IL 60606

Fax: 312.948.9105

 

Changes in Policy

Bari Tessler Unlimited reserves the right to modify, alter, delete and update these Conditions of Use and Policies at any time we see fit. Such alterations do not nullify our rights if infringements or breaches occurred under a previous version of these conditions. Your continued use of the Website following the posting of revised Conditions of Use and Policies means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.